I look at it this way too. I'm 35, was in love once, and we certainly played "games", but for various reasons I was never
quite comfortable enough to actually have sex. After 2.5 years the relationship fell apart, so maybe my intuition was telling me something. When and if I meet someone I feel completely comfortable with in terms of physical intimacy, that's when I will lose my virginity. If I never meet such a person, that will be sad... but because of the loss of happy memories, someone to share one's life and experiences with... not because of lack of sex. I've noticed the concept of virginity being frequently over-emphasized especially amongst my male friends and coworkers, and to be honest it puzzles me. It's as if it's a badge of shame to get past a certain age without "scoring".
; I don't understand the mentality, to me it seems that there are countless experiences that are far richer and more meaningful to worry about missing out on.
So, my advice to the OP in a nutshell is: Don't worry about it. Also, what Cottontail said. ^.^