Welcome to the Self Indelgent Enterprise we call America...

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Yep this wolf is pissed the hell off......I'm sick as most of you know...I'm not allowed to drive so work is out , and today i got a bill from my ER visit....1000 bucks.

My tests that i HAVE to have are gonna easily cost 3-5k more...and I have no Ins.
 

dinorider

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A thousand bucks? Just wow... That's expensive. I'm sorry to hear that. Being sick should be enough, not having to be ruined because of it. I hope it works out for you as best as it can. Both concerning your health and the financial part.

Why does anything medical cost so much? It's one of the things that should really be free for everybody in my opinion.
 
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Because ..of Simple and Plain Greed. Tomarrow i am going for a cardiologist visit and to have a stress test done...I wonder If i can see his M6 or 911 ....
 
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Private health insurance is definitely one of the things I'm going to get when I'm out on my own.

I had my wisdom teeth pulled out the other month and I paid:
$1300 surgeon's fee
$245 anaesthetic fee

All in all, I got $918 back from my health insurance fund (private fun paid by my parents). Private health insurance may be expensive to pay for, but it's certainly worth it in the long run.
 
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Lucky You...sorry if that sounded mean...but yeah my dad could have helped somehow but no he has to buy more cars and never even call me ....
 

MysteriousVisitor

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Private health insurance is definitely one of the things I'm going to get when I'm out on my own.

I had my wisdom teeth pulled out the other month and I paid:
$1300 surgeon's fee
$245 anaesthetic fee

All in all, I got $918 back from my health insurance fund (private fun paid by my parents). Private health insurance may be expensive to pay for, but it's certainly worth it in the long run.

I thought Aussieland had a national healthcare scheme in the European style. Am I wrong?
 

dogboy

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I'm sorry Fire Lupin06. When I had my visit to the ER a couple of years ago, I paid about $1500. I shouldn't have gone to the ER, but to a specialist. It would have been cheaper. This is why I believe we need some national health care plan. It will be expensive, but as a society, we have a responsibility to help each other. Everyone deserves good health care, and it shouldn't bankrupt them.
 
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I so agree...being sent to a Cardiologist and having a stress test done at 2 tomarrow...and all of this and i'm 25 ><
 

ShippoFox

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what sparkmaster said.... doesn't Australia have socialized medicine? or does it not count for dental stuff? or what? :confused:
 
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ShippoFox

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Sorry, I thought I was in another topic. I'll edit that out of my other post. >_<

I'm completely on your side though. It's wrong. But why is it this way? Because greedy people seem to value money over the lives of others. :(
 

Fire2box

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I'm completely on your side though. It's wrong. But why is it this way? Because greedy people seem to value money over the lives of others. :(

it couldn't be the fact we love giving out free health care to those who can' afford it thus driving up the cost for those who can afford it. This is just my theory anyways, of course somewhere along the line profit is being made which is a given. Even doctors, medical supply companies and everything else need to make some amount of profit too.

But I will agree that medical bills can be qualified as torture. :p

My ambulance ride from last summer coasted nearly 1,000 dollars all they did was take my BP and give me a bandaid and I got to ride in the front seat since my friends/classmates were in the back with our TA. I bet we all got charged the same amount asides for the TA who got put on a stretcher due to policy.
 

NEJay

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I'm very sorry you're sick, and I hope you are able to get the care you need to get better asap.

That said, I don't think it's fair to blame "America" for your medical bills. You're 25. You've known for a long time that going without medical insurance is a risk, and you haven't done anything to secure coverage.

There is no reason why almost anyone can't find a job that provides medical insurance. I've done it since I was 18, and I've got a "walked in off the street job"... Same as anyone that can read and write could get. Only you have the power to think "benefits are important to me, so I should better myself to the point that I can get a job that offers them". Heck, even McDonalds has great health insurance.

This is all hindsight now. In the meantime, put the effort into contacting Department of Medical Assistance Services for financial assistance with your bills. If you put the legwork in, you can get much of your bills subsidized, or covered completely. In addition, Benefit Programs - Virginia Department of Social Services will help you with other costs of living if medical bills are consuming your income.

Sorry if this sounds a bit harsh, but there were venues to get insurance before you became ill, and there are venues to get financial assistance (and free medical care) now. Once again, you just have to put forth the effort. It is not "America's" fault.

Action is better than self-loathing.
 
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what sparkmaster said.... doesn't Australia have socialized medicine? or does it not count for dental stuff? or what? :confused:

I thought Aussieland had a national healthcare scheme in the European style. Am I wrong?

Wiki Copy:

Health care in Australia is provided by both private and government institutions. Primary health care remains the responsibility of the federal government, elements of which (such as the operation of hospitals) are overseen by individual states.

Health Services in Australia operate under a heavily subsidised system, whereby the Federal Government pays a large percentage of the cost of the service.

This percentage is calculated on:
1. Whether the Government subsidises this service (based on the Medicare Benefits Schedule)
2. Whether the Patient is a Concession or Receives other Benefits
3. Whether the Patient has crossed the threshold for further subsidised service (based on total health expenditure for the year)

Where the Government pays the large subsidy, the patient pays the remainder out of pocket. In some countries, this is commonly referred to as a copayment. Where a particular service is not covered, such as Dentistry, Optometry, and Ambulance transport, the Patient must pay the full amount (unless they hold a Low Income Earner card, which may entitle them to subsidised access). Individuals can choose to take out Private Health Insurance to cover these costs, with either a plan that covers just selected services, to a full coverage plan.

The public health system is called Medicare. It ensures free universal access to hospital treatment and subsidised out-of-hospital medical treatment. It is funded by a 1.5% tax levy.

The private health system is funded by a number of private health insurance organisations. The largest of these is Medibank Private, which is government-owned, but operates as a government business enterprise under the same regulatory regime as all other registered private health funds.
 

Neonite

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Ick.
I sorta know the feeling of huge medical bills. A couple years ago, I broke my arm, (perfect timing, too - just before my dad got a good job and we had no insurance) the bone-setting and cast and everything came up to about $1,200 that they were coming after about the day after the cast came off. Didn't even get set right, either. x.x
 

ShippoFox

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I'm very sorry you're sick, and I hope you are able to get the care you need to get better asap.

That said, I don't think it's fair to blame "America" for your medical bills. You're 25. You've known for a long time that going without medical insurance is a risk, and you haven't done anything to secure coverage.

There is no reason why almost anyone can't find a job that provides medical insurance. I've done it since I was 18, and I've got a "walked in off the street job"... Same as anyone that can read and write could get. Only you have the power to think "benefits are important to me, so I should better myself to the point that I can get a job that offers them". Heck, even McDonalds has great health insurance.

This is all hindsight now. In the meantime, put the effort into contacting Department of Medical Assistance Services for financial assistance with your bills. If you put the legwork in, you can get much of your bills subsidized, or covered completely. In addition, Benefit Programs - Virginia Department of Social Services will help you with other costs of living if medical bills are consuming your income.

Sorry if this sounds a bit harsh, but there were venues to get insurance before you became ill, and there are venues to get financial assistance (and free medical care) now. Once again, you just have to put forth the effort. It is not "America's" fault.

Action is better than self-loathing.

That was kind to give him some helpful information, but it doesn't change the fact that the healthcare system (the system itself, not the care quality) is screwed up. You can't just blame the uncovered people themselves. It is not always easy to get insurance and not all insurance covers everything. And some employers really do not offer insurance. I don't think they're going to quit for a job at McDonalds (though there is nothing wrong with working there!) Then there are people who are unemployed. They don't deserve to rot away or go into debt for life just because they aren't working. I'm sure you know the economy has been pretty bad lately. I'm sure you know lots of people are unemployed. That's.... well.... a lot of people! (though one person alone is bad enough) It's not about what he should have done to get insurance.... it's about what should not be allowed to happen. He never should have been without insurance in the first place. And other countries have proven that it doesn't have to be this way. :wallbash:
 
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As I said in my first post , i'm not allowed to work . Would you want someone that randomly passes out cooking food over a hot fryer, or driving a truck?
 

Peachy

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I thought Aussieland had a national healthcare scheme in the European style. Am I wrong?

There is no "European style" healthcare scheme. It's different in every country, i.e. how the money is raised, how it's distributed, what is covered and what has to be paid out of the patient's own pocket etc.
Usually, however, most citizens are required to be a part of the healthcare system in some kind - either by taxes or by mandatory insurance.

Peachy
 

NEJay

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You can't just blame the uncovered people themselves. It is not always easy to get insurance and not all insurance covers everything.

It's very easy to get insurance. One just needs to put the effort into getting a job (and doing things like actually showing up for work, doing well on the job, etc.) that offers health insurance.

The company I work for has hired 35 new people in the past three weeks, and is frantically trying to hire more to keep up with demand. It's a national company, and all our stores are hiring (and have been indefinitely). All will be eligible for fully paid benefits after 90 days... Provided they show up to work and do their jobs (about 1/3 of those 35 have already been terminated because they can't seem to get up in the morning). Most of the jobs are anything that anyone that can read and write (and can pass a drug test) can do, and be hired for. It's good work for decent pay, too... Not flipping burgers.

The place I work at is just an example... Such jobs are a dime a dozen if one puts forth the effort to pound the pavement.

[qoute]And some employers really do not offer insurance.[/quote]

And everyone has the ability to seek out employers that do.


Then there are people who are unemployed. They don't deserve to rot away or go into debt for life just because they aren't working.
If they aren't actively seeking employment (which shouldn't take more than a month, at most, to secure), they most definitely do.

I'm sure you know the economy has been pretty bad lately. I'm sure you know lots of people are unemployed. That's.... well.... a lot of people
I can't say I know a single unemployed person. I know a heck of a lot of people that have been laid off due to the economic downturn (heck, half of my father's side of the family worked for GM until recently), but now have different jobs. They all realized that America doesn't owe them a favor, and to sustain the standard of living they're accustomed to, they had to work hard and fast to obtain new jobs... And the hard work paid off.

It's not about what he should have done to get insurance
Sure it is... We don't live in an entitlement society (wait... maybe we do:wallbash:), and people shouldn't just get stuff on the dime of others while they sit on their butts.

He never should have been without insurance in the first place.
Agreed.

And other countries have proven that it doesn't have to be this way. :wallbash:
At the expense of others. I shouldn't have to work harder than I already do to ensure someone else that works less has the same thing I do. That would be a Stalinistic approach to life.

As I said in my first post , i'm not allowed to work . Would you want someone that randomly passes out cooking food over a hot fryer, or driving a truck?

You said in your first post that you can't work because you can't drive. You've only not been driving for a few weeks or so. What has been going on the past 8 years or so while you were still driving? Regardless, if you can't find a way to get to a job, you need to change the situation... Move to a place that you can use public transportation or a taxi.

Also, narcolepsy shouldn't keep you from finding a job, with benefits. You can type on this forum, right? So get a job taking cold call orders for $8/hr, or get a data entry position. Heck, you could do my job with your condition, and make $60k a year. Nobody said you have to be a fry cook aside for yourself.

Again, I'm really sorry you're dealing with this situation, but you'd be much happier (and possibly healthier and in better spirits in general) if you drop the "someone owes me a favor" mentality and sustain yourself. If you hadn't introduced this thread with the undertones of the former, I wouldn't be on my soapbox, and would've given my condolences, and the links for assistance that I left above... It's just that the whole entitlement thing ticks me off, as a hard working individual.

Best of luck.
 
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NEjay...Drop it ...now. boy you have no CLUE do you?

Where I live I cant use a taxi and or bus so thats out . As for the other years I was working at jobs that would hire me , those didnt offer health INS and I didnt make enough to pay for it on my own.

I was going to say something Alot worse but thought better of it .

I live in a Very rural area and i cant get out to actively look for work or be able to get to said work.
 
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