Luckily I can get by using only two disposable diapers a day, and a cloth diaper for nighttime, and my disposables aren't the top line premium diapers other use. I pay for my own diapers and all the accessories going with being in diapers around the clock. This despite I'm incontinent and it's in my records.
Here's how I manage to keep my diaper budget down to a reasonable level.
Clothdiapers and cloth diaper boosters have an initial cost, which may seem high, but if you gradually start to purchase a couple of adult clothdiapers, and cloth diaper boosters (you can get really good ones on eBay, for a bargain), then you'll start to see your diaper budget declining. Because of two things; your now using a superior diaper booster with your disposable diaper, which enhances the diapers wicking capabilities, while boosting your diaper holding capacity. This means you can begin using cheaper diapers on a daily basis.
For instance, I'm using a branch called Seguna Maxi, buying them from saveexpress in Germany.
Saugleistung (ISO): 3400 ml Art.-Nr.: AE10421 PZN: 10227213 Hüftumfang: 75 - 110 cm Der SEGUNA Comfort Slip maxi Medium ist für schwerste Inkontinenz sowie Doppelinkontinenz geeignet. In...
www.saveexpress.de
18 diapers for 10.99€, I usually use two packs a month. It's a nice diaper, it's Plastic backed, and with my cloth diaper booster it matches and even outperforms Betterdry and a lot of the other top notch high capacity diapers out there, which cost twice of what the Seguna Maxi costs, and for less quantities.
Weekends I use Seni Quattro, if I'm not just using pure cloth diapers, depending on the plans for my weekend. Going out etc.
So add two packs of Seni Quattro to the budget, each of these costs 7.99€
Which means my monthly diaper budget hovers around 38€ a month, for diapers only.
Then there's rash creme, and waterproof pants, I use Gary wear actively. Waterproof pants will set you back 24$ per pair, you need three pairs, and they will last you years if you take proper care for them.
Rash creme, sudo creme, costs around 12€, and lasts two months minimum. Which then increases my budget to 44€ a month. A far cry from the 250-300$ others mentioned, as their monthly diaper budgets.
Sure, if you do want to only use the high priced premium diapers, it is likely the budget will increase to these high levels.
But I get the same capacity from less expensive diapers combined with what I found was helpful. And my diaper combination makes sure the whole diaper has been used, before I need to change. Something even the high level premium diapers struggle with, before they start to leak.