I have just come back from a few days vacation where we stayed in a lodge and had a great time. I was worried about the bed and took a good supply of diapers and disposable bed pads and was very,very careful not to leak on the mattress or duvet.
I wasn't neurotic to the point of it spoiling the break, but I was far more careful than I would have been at home.
On leaving we were asked to strip the beds and with a sense of slight pride in my achievement I took off the still spotless sheet and then the equally pristine duvet cover - only to reveal a big pee stain in the centre of the duvet that definitely wasn't of my making.
Maybe i worry too much!