We've had too many ourselves and adopted a strict "NO LENDING" policy. My wife once loaned a beautiful dress to a so-called friend years ago. It was all wrapped up and on a hanger when her friend received it. Guess how it was returned? All balled up in the bottom of a brown paper bag! Needless to say, my wife was very hurt over how she got it back.
Then there were our baby furnishings. I had to work my tail off to earn the money to buy all that stuff new - changing table, playpen, crib, stroller, etc. No one in either of our families had money to help us out. We kept the furnishings like new figuring selling them later to get some of our money back. Well, my wife's brother and sister-in-law had a baby and asked if they could borrow some of the items. They didn't have much money to spend either, so we said they could, with the stipulation that when their child outgrew them we'd get them back. Well, they never told us they were finished using them. I just happened to spot them tossed in a storage building where all my wife's family lives. I dug them out and the more I examined the condition they were in the madder I got. Everything was to the point of falling apart! It was literally reduced to junk!! You wouldn't even get $5 for the whole lot!!! A baby didn't do this - this was adult abuse! All the nice things we had bought were no longer worth anything. Really shows how much they appreciated our generosity in lending them. The only things we have left in decent shape are the three items we DIDN'T lend out - a baby crib, a high chair we kept at home, and the stroller. The infant crib (smaller than a baby crib), two playpens, a changing table, and a second high chair we used to keep at the in-laws house are worthless now. We even bought them a nice replacement stroller when theirs was damaged in a car accident. It was also reduced to junk last time I saw it. I still have the two playpens, though I don't know why I've kept them this long. Guess it's the sentimentality in me since our babies played in them. I thought about trying one of them out myself since I can't really hurt it any more than what damage has been done.
More recently, the same relatives who trashed the baby items wanted to borrow our main family car when we went for a visit, because theirs needed repairs. I wouldn't let them! I said I'd take them where they needed to go since I really had nothing else to do, but NO WAY were we lending another thing to them, or anyone else for that matter. Maybe that's the real reason for keeping the playpens - as a constant reminder of what happens when you lend things out!
Hope none of you have had such bad experiences lending nice things out only to get them back in much worse condition.