I've noticed a number of queries on the TB forum about how to shop online if you don't have a debit or credit card, and it piqued my curiosity. While I understand the anonymity of cash or pre-paid cards, the impression I get (rightly or wrongly) is that many of our teenage members don't actually have bank accounts. I must confess, this surprised me. I've had a current account since I was eight (and a savings account since shortly after I was born), and I rather assumed that they were a semi-coming-of-age thing. So out of curiosity - how old were you when you opened your first current (checking) account (or had one opened for you)?